iarjbmIARJBMIARJBM2708-5147https://doi.org/10.47310/iarjbm.2022.v03i01.011Longitudinal Research into the History of DebtsKathleenOkaforBaze University, Abuja, NigeriaMan, which includes companies, has tried to provide sufficiency and surplus through the request for loans. However, economic and political structures have hampered the realization of the initiatives towards borrowing. This paper has sought to examine the macro and definition of terms in order to make recommendations for more egalitarian societies.